Health insurance, including Medicare health plans, do not cover all out-of-pocket costs. We offer complete solutions!

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HMA & PHMA PLANS


■ Select Your HMA® Product: Each product option represents the target account balance cap that you will be building your account balance up to ranging from $2,500 to $60,000. For example, if you select the HMA® 10000 product, you can contribute as little as $140 per month or $4,900 over 35 months and accumulate a $10,000 HMA® account balance to pay for all of your out-of-pocket, medical expenses by swiping your HMA® Medical Reimbursement Visa® Prepaid Card at the point of service.

■ Monthly Contribution Amount: Sample, monthly contribution amounts are listed beside each product option with final pricing determined as you continue in the enrollment process

■ Flexible Payment Arrangements: Product options can fit any individual or family budget with the ability to scale up or scale down your monthly contribution amount and target account balance cap as needed on a monthly basis by contacting our customer service department

■ Paid-Up Medical Benefits!: No further monthly, participant contribution once HMA® balance reaches target account balance cap (only monthly maintenance fees will be required to maintain your benefits)

■ What Medical Services Are Covered?: Your HMA® account balance will pay for your 213 (d) medical expenses as well as most elective procedures (with MD surgeons only) including fertility procedures, lasik and plastic surgery among other highly sought after procedures. Click here to view a list of covered medical expenses.

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